Appraisal Came In Low? Here's What Buyers and Sellers Do Next

Dated: August 10 2026

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Infographic showing both a seller's and a buyer's three options after a low home appraisal in the Willamette Valley — sellers can hold firm, meet in the middle, or terminate the transaction; buyers can negotiate new terms, waive the appraisal contingency, or use their right to walk away — plus a breakdown of capped vs. uncapped appraisal gap clauses.

An appraisal coming in below your purchase price doesn't have to sink the deal — but it does put you at a decision point, whether you're buying or selling. Here's what your real options look like on both sides, straight from Oregon's standard contract. Read the full guide →

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Your Howard Team

Welcome — we’re glad you’re here.We’re Ruth and Frank Howard, known locally as Your Howard Team, and we help homeowners across the Willamette Valley make smart, confident real ....

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